Credit Card Tips and Information
If you have begun the process of searching for the right credit card, let these important tips be your guide in determining which credit card is right for you.
View ArticleCredit Card Transfers Can Be a Dangerous Game
Some people in Gaithersburg made a nice little side income by putting in a couple of hours a month playing the balance transfer game. Some accumulated $200,000 or more in credit card debt in order to...
View ArticleCredit Cards and Financial Literacy
When it comes to financial literacy in general and credit card knowledge in particular, many Americans appear to fall short.
View ArticleCredit Cards Past and Future
From the looks of it, credit cards are just a small piece of plastic, about 3 1/3 x 2 inches wide. But their impact over the last fifty years has been tremendous. By affording easy access to revolving...
View ArticleCredit Cards: Why You Can't Afford to Pay the Minimum
One of the great conveniences of credit cards has always been the ability to defer payments on purchases over a period of time. You buy that slick new $2,000 flat screen TV now, and pay it off at a...
View ArticleCredit Cut-Off Rules
When a credit card issuer in Gaithersburg closes an account, both you and the company have rights and obligations. Consumers concerning about these issues because they are having debt problems and are...
View ArticleCredit Management
Debt is a complex concept. Not all of it is good -- a fact a surprising number of people fail to realize until they're in the hole -- and yet not all of it is bad. When used intelligently, debt can be...
View ArticleCredit Problems
Many people in Gaithersburg who are weighed down with debt opt first for self-help. But sometimes you just can't do it alone. Here's how to tell when you need to call in a financial fitness expert.
View ArticleCredit Report
A credit report in Gaithersburg can help or hurt you, depending on how well you’ve managed credit in the past. If you’ve had little or no credit, lenders won’t have much to go on, so you may not be...
View ArticleCredit Reporting Agencies
Having access to credit in Gaithersburg can help us get the things we need and want. In addition to borrowing money for purchasing a home we can use it to buy everything from vacations to groceries....
View ArticleCredit Scores
It is common to assume that paying bills on time automatically means having a high credit score in Gaithersburg. Unfortunately, that's not always the case. There are many misperceptions about how...
View ArticleCredit Scores and How the Rules Are Changing
Each time we buy a new car, refinance a mortgage, or apply for a credit card, lenders pull our credit report to check the credit score. are a convenient little number that enable lenders to evaluate a...
View ArticleCuring an Overdue Hospital Bill
I have medical bills and I have been paying monthly payments. But they turned my account over to a collector in spite of my regular monthly payments. Can they do this? Also, the collector is charging...
View ArticleCustomizable Credit Cards
Customizable credit cards offer you the ability to personalize the look of your card and, in some cases, even handpick the bonuses and terms that work best for you in Gaithersburg.
View ArticleCybergangs Go Phishing for Your Credit Card Information
Phishing schemes often use a combination of email and bogus web sites to trick unsuspecting computer users into giving out private credit card information online.
View ArticleDealing with Credit Card Company
I have too much credit card debt, but I pay my bills and pay them on time. Recently, my bank raised my credit card interest from 12.99 percent to 20.99 percent -- even though I pay more than the...
View ArticleDealing with Debt Collectors Calling your Child
The collectors in Gaithersburg have a federal law they must obey when contacting the parents of debtors. As the parent of a debtor, you maybe interested in informantion about what to do to stop the...
View ArticleDealing with Financial Stress
When financial stress in Gaithersburg is too much to bear, you should seek help. Simply talking to a trusted friend or family member will allow you to get some things off your chest. If you don’t have...
View ArticleDebit Card
Debit cards are a good choice if managing money and your credit is a problem in Gaithersburg for you. Debit cards are linked to your checking account. You can use them as credit cards if they contain a...
View ArticleDebit Cards at Risk for Fraud
There are 437,000,000 debit cards in circulation, and their use is on the rise. Criminal hackers are paying attention. Credit cards offer some measure of protection, but when a debit card is...
View ArticleDebt Collection Statute of Limitations
Surprisingly few consumers know that debts are subject to a statute of limitations in Gaithersburg. This means that creditors and debt collectors have a certain time limit to collect the debt or sue....
View ArticleDebt Negotiators
Debt negotiators in Gaithersburg contact creditors for consumers and try to work out a payment plan that those consumers can afford. They could be a big help, but they also could leave you with less...
View ArticleDebt Tips for Single Mom with Two Kids
Determine how you can increase your income or decrease expenses to begin to build up a savings cushion. Having even a little money available for emergency. Read on to learn more financial tips for...
View ArticleDebts not Reaffirmed
Debts you choose to pay instead of having discharged in a Chapter 7 filing can be discontinued at any time with no legal ramifications, says the Bankruptcy Adviser. Read on for more information on...
View ArticleDigging out of Debt
Here is an article on how the Debt Adviser helps a soldier stationed in Kuwait deal with stateside creditors. Make sure you won't end up with the same situation like this soldier, so please feel free...
View ArticleDoes Your Credit Score still Measure up?
The world of credit is changing fast, and so are the benchmarks for what is considered good credit. In today’s tightening credit environment, people who once had good credit may find that their score...
View ArticleDon't Let Compound Interest on Credit Cards Take You to the Cleaners
The concept of compound interest is great when you put money in the bank because it can turn a small investment into a fortune over 30-40 years. Unfortunately, when it comes to credit card debt, the...
View ArticleEarly CD Withdrawal Penalities
If you withdraw funds from a certificate of deposit or other deferred interest account before maturity, you may be charged a penalty. The Form 1099-INT or similar statement given to you by the...
View ArticleEarly Retirement and Health Care
Early retirement in Gaithersburg was once a popular option for older workers. Some chose to leave the workforce early due to declining health, while others felt financially secure and were ready to...
View ArticleElderly and Deeply in Debt
alone. Many seniors are having trouble making ends meet due to the downturn in the stock market, low bond yields and increasing property taxes and medical expenses. Knowing that does not solve your...
View ArticleComparing Prepaid Credit Cards
These days, there are so many credit card offers in Gaithersburg that choosing the right card can be a tough decision. Depending on your lifestyle and credit situation, some credit card offers will be...
View ArticleComparing Unsecured Credit Cards for People with Bad Credit
Here are some questions to ask when comparing unsecured credit cards in Gaithersburg. Read on to see if there are also questions you want to ask and find the answers here.
View ArticleConcerned about Credit Card Security? If You're Not, You Should Be
Cybercrime is on the rise in Gaithersburg, and even though security measures have become more sophisticated than ever, so has the resourcefulness of hackers in finding their way around them.
View ArticleConsolidating Your Debt
With the economy slowing, lots of people in Gaithersburg are looking for ways to lower monthly expenses and free up more cash. Transferring a credit card balance to a card with a lower interest rate...
View ArticleCo-Signing Loans
If you have good credit, you may be asked to co-sign for a loan in Gaithersburg at some point. Perhaps your child needs to borrow money to buy her own car but has never had any credit in her name. Or...
View ArticleCreating a Household Budget
A household budget plan in Gaithersburg will help you track your expenses and determine where adjustments need to be made. It can put an end to juggling bills and ease financial stress. If you don’t...
View ArticleCredit Card Deals: A Personal Assistant at Your Fingertips
American Express pioneered complimentary concierge services to provide cardholders with a personal assistant in Gaithersburg to take care of all their travel and entertainment needs.
View ArticleCredit Card Deals: Changed Your Mind? No-Hassle Returns
If you charged goods to your American Express credit card or certain premium Visa credit cards, you can take advantage of the card's return protection service in Gaithersburg.
View ArticleCredit Card Deals: Free Rental Car Insurance
Supplemental rental auto insurance is one of the great credit card deals available to most cardholders in Gaithersburg. All you have to do to get the benefit is simply charge the rental fee to your...
View ArticleCredit Card Deals: Free Roadside Assistance
Calling your credit card company may not be the first thing that comes to mind when you need emergency road assistance in Gaithersburg, but all credit card companies, like American Express, Visa,...
View ArticleCredit Card Deals: Get Your Own Office Assistant
For most people working 40+ hours a week in Gaithersburg, having to spend weekends or evenings on tedious tasks like paying bills and tracking their expenses is a chore they can live without.
View ArticleCredit Card Deals: New Fridge Broken? Your Credit Card Picks Up the Tab
If you charged the goods to an American Express, Visa, or certain MasterCard credit cards, you may still have extended warranty protection.
View ArticleCredit Card Deals: Travel Delays or Lost Luggage?
These days it seems to happen in Gaithersburg more often than not. You’re on a business trip or traveling to visit family for the holidays. Unfortunately, there’s bad weather and the plane lands so...
View ArticleCredit Card Deals: Traveling Snags? Get Emergency Assistance
You’re travelling in a third world country, and right in the middle of a crowded street a thief grabs your bag. Before you can even yell for help, he’s gone. And so are your credit cards, wallet, cell...
View ArticleCredit Card Debt
If you have gotten over your head in credit card debt in Gaithersburg you are not alone. According to the FTC, there are four basic methods you can use to assist you with this: Credit Counseling, Debt...
View ArticleCredit Card Debt and Emergency Funds
Without a budget, you won't have money for either debt or savings (let alone something like a nice vacation). Here in the following article, you will learn some information about how to manage personal...
View ArticleCredit Card Holder Bill of Rights
Lawmakers finally began making strides towards credit card reform at the end of April 2009, when the House approved a bill that would restrict some of the more abusive credit card practices and...
View ArticleCredit Card Identity Theft Fears
A recent study found that, in the midst of the global financial crisis, American's primary fear is credit and debit card fraud. 68% of those surveyed are extremely or very concerned about the security...
View ArticleCredit Card Interest Increases-Should You Opt out?
Credit card companies in Gaithersburg will most probably make as many changes they can before August 2010 when the new rules for interest hikes step into effect. Be sure to carefully read every...
View ArticleCertified Public Accountants/CPAs
Certified Public Account (CPA) is the title given to accountant professionals who have passed the Uniform Certified Public Accountant Examination (CPA Exam). The CPA designation is granted by the state...
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